About Useful Business Tools
A growing shelf of free, clear-formula tools for freelancers, operators, and small businesses. Every tool shows the assumptions and math so you can verify the number before you act.
What we build
Practical business utilities only: late fees, cash runway, hiring cost, commissions, receivables aging, job packets, and similar work. No accounts. No paywall. No black-box answer.
How we decide what ships
Each page has to beat a thin blog post or outdated calculator in at least one concrete way: cleaner math, better defaults, clearer mobile use, better examples, or a more useful result. If a page is not useful enough to bookmark, it does not belong here.
Trust principles
- Formulas and assumptions stay visible
- Tools run in your browser whenever possible
- Public copy stays practical — no hype metrics or fake testimonials
- Results are estimates for planning, not legal, tax, or financial advice
Live tools
Vendor Onboarding Checklist Builder Build a free vendor onboarding checklist with contacts, document status, insurance expiry clocks, AP setup tasks, audit checks, and CSV or print export. No signup. 90-Day Performance Review Builder Build a free 90-day performance review with 30/60/90 clocks, goals, weighted ratings, a development plan, recommendation, audit checks, and CSV or print export. No signup. Incident Report Builder Build a free workplace incident report with people, witnesses, immediate actions, investigation, corrective actions, audit checks, and CSV or print export. No signup. Interview Scorecard Builder Build a free interview scorecard with weighted competencies, multi-interviewer ratings, candidate comparison, hire recommendation, audit checks, and CSV or print export. No signup. Payment Application Builder Build a free construction payment application with contract sum, change orders, retainage, previous certificates, current payment due, certification fields, audit checks, and CSV or print export. No signup. Construction RFI Form & Log Builder Build free construction RFIs with an open-items log, due dates, cost and schedule impact, responses, overdue board, audit checks, and CSV or print export. No signup. Schedule of Values Builder Build a free schedule of values with G703-style lines, retainage, previous and current progress, materials stored, payment due, audit checks, and CSV or print export. No signup. Punch List Builder Build a free punch list with rooms, trades, priorities, owners, due dates, overdue board, walkthrough sign-off, and CSV or print export. No signup. Invoice Late Fee Calculator Estimate days late, overdue interest, flat fees, and revised invoice totals with state caution rules. Accounts Receivable Aging Tracker Track open invoices, calculate days overdue, see client concentration, and prioritize collections follow-ups. Accounts Payable Aging Tracker Track open vendor bills, group payables into aging buckets, prioritize payments, monitor cash due within 7 and 30 days, and export an AP aging report. Pro Forma Invoice Builder Build a preliminary pro forma invoice with line items, discount, estimated tax, shipping, deposit terms, validity dates, audit flags, and TXT or CSV export. Cash Runway Calculator Estimate months of operating cash, net burn, depletion date, and revenue or expense change scenarios. 13-Week Cash Flow Forecast Build a 13-week weekly cash forecast with inflows, outflows, ending cash, scenario stress tests, and CSV or print export. Month-End Close Checklist Builder Build a free month-end close checklist with multi-phase multi-owner tasks, reconciliation board, adjustment log, blockers, sign-off chain, audit, and CSV or print export. Bank Reconciliation Template Builder Build a free bank reconciliation with statement vs book balances, outstanding checks, deposits in transit, adjustments, live variance, sign-off, and CSV or print export. No signup. Employee True Cost Calculator Estimate salary, payroll taxes, benefits, overhead, productive hours, and loaded hourly cost before hiring. Expense Report Builder Build an employee expense report with categories, mileage, policy checks, reimbursable totals, and CSV or print export. Sales Commission Calculator Estimate sales rep commission payouts with base pay, bonuses, draws, quotas, splits, and tiers. Freelance Rate Card Template Build a client-ready freelance rate card with services, packages, scope notes, and reusable pricing language. Client Onboarding Checklist Build a reusable freelance client onboarding checklist with project details, access requests, kickoff tasks, progress tracking, and copyable or printable handoff output. Free, no signup. Statement of Work Builder Build a client-ready statement of work with scope, deliverables, milestones, payment schedule, completeness checks, and copyable or printable export. Change Order Builder Build a project change order with typed scope lines, cost and schedule impact, approval fields, audit checks, and copyable or printable export. Project Status Report Builder Build a weekly project status report with RAG health, milestones, risks, budget variance, decisions, audit checks, and TXT/CSV/print export. Vendor Scorecard Builder Build a weighted vendor scorecard to compare suppliers on quality, delivery, price, and support, with ranking, audit flags, and CSV or print export. Purchase Order Builder Build a buyer-side purchase order with vendor details, bill-to and ship-to addresses, line items, tax, freight, need-by dates, completeness audit, and TXT or CSV export. RFQ Builder Build an RFQ packet, invite vendors, capture quote responses, compare landed totals and lead times, rank suppliers, and export a reusable quote comparison. Work Order Builder Build a job work order with customer and site details, labor and materials lines, priority and status, authorization, audit checks, and TXT or CSV export. Bill of Materials Builder Build a multi-level bill of materials with part numbers, quantities, unit costs, scrap uplift, vendor lead times, completeness audit, and TXT or CSV export. RMA Form Builder Authorize product returns, set item condition and disposition, calculate restocking fees and credit due, track warranty windows, run audit, and export CSV/TXT/print. Job Estimate Builder Build a customer-ready contractor job estimate with labor, materials, markup, tax, deposit, validity dates, alternate scenario, audit checks, and CSV or print export. Daily Construction Report Builder Build a free daily construction report with weather, crew hours, work performed, materials, equipment, delays, safety notes, audit checks, and CSV or print export. Equipment Maintenance Log Builder Build a free equipment maintenance log with asset register, service history, next-due dates, overdue board, cost totals, audit checks, and CSV or print export. Employee Offboarding Checklist Builder Build a free employee offboarding checklist with multi-owner exit tasks, asset returns, access revocation, knowledge transfer, final-pay checks, audit, and CSV or print export. No signup. Employee Onboarding Checklist Builder Build a free employee onboarding checklist with multi-phase hire tasks, equipment provisioning, access grants, training, paperwork checks, audit, and CSV or print export. No signup. Bid Tabulation Sheet Builder Build a free bid tabulation sheet with multi-bidder line pricing, responsive bid checks, lowest-bid ranking, spread analysis, audit flags, and CSV or print export. No signup. Submittal Log Builder Build a free construction submittal log with spec sections, shop drawings, status tracking, overdue board, review-cycle days, audit checks, and CSV or print export. No signup. CAPA Form Builder Build a free corrective action (CAPA) form with problem statement, containment, 5-why root cause, corrective and preventive actions, effectiveness checks, audit flags, and CSV or print export. No signup. NCR Form Builder Build a free non-conformance report (NCR) with product/lot traceability, risk level, disposition codes, containment, action owners, verification, CAPA link, audit flags, and CSV or print export. No signup. Complaint Resolution Tracker Build a free customer complaint resolution tracker with severity and SLA clocks, investigation notes, remedy disposition, multi-owner actions, follow-up log, NCR/CAPA link, audit, and CSV or print export. No signup.