About Useful Business Tools

What we build

Practical business utilities only: late fees, cash runway, hiring cost, commissions, receivables aging, and similar jobs-to-be-done. No accounts. No paywall. No black-box “AI answer.”

How we decide what ships

Each page has to beat a thin blog post or outdated calculator in at least one concrete way: cleaner math, better defaults, clearer mobile UX, better examples, or a more useful result state. If a page is not useful enough to bookmark, it does not belong here.

Trust principles

• Formulas and assumptions stay visible
• Tools run client-side whenever possible
• Public copy stays practical — no hype metrics or fake testimonials
• Results are estimates for planning, not legal, tax, or financial advice

Live tools

• Schedule of Values Builder Build a free schedule of values with G703-style lines, retainage, previous and current progress, materials stored, payment due, audit checks, and CSV or print export. No signup.
• Punch List Builder Build a free punch list with rooms, trades, priorities, owners, due dates, overdue board, walkthrough sign-off, and CSV or print export. No signup.
• Invoice Late Fee Calculator Estimate days late, overdue interest, flat fees, and revised invoice totals with state caution rules.
• Accounts Receivable Aging Tracker Track open invoices, calculate days overdue, see client concentration, and prioritize collections follow-ups.
• Accounts Payable Aging Tracker Track open vendor bills, group payables into aging buckets, prioritize payments, monitor cash due within 7 and 30 days, and export an AP aging report.
• Pro Forma Invoice Builder Build a preliminary pro forma invoice with line items, discount, estimated tax, shipping, deposit terms, validity dates, audit flags, and TXT or CSV export.
• Cash Runway Calculator Estimate months of operating cash, net burn, depletion date, and revenue or expense change scenarios.
• 13-Week Cash Flow Forecast Build a 13-week weekly cash forecast with inflows, outflows, ending cash, scenario stress tests, and CSV or print export.
• Month-End Close Checklist Builder Build a free month-end close checklist with multi-phase multi-owner tasks, reconciliation board, adjustment log, blockers, sign-off chain, audit, and CSV or print export.
• Bank Reconciliation Template Builder Build a free bank reconciliation with statement vs book balances, outstanding checks, deposits in transit, adjustments, live variance, sign-off, and CSV or print export. No signup.
• Employee True Cost Calculator Estimate salary, payroll taxes, benefits, overhead, productive hours, and loaded hourly cost before hiring.
• Expense Report Builder Build an employee expense report with categories, mileage, policy checks, reimbursable totals, and CSV or print export.
• Sales Commission Calculator Estimate sales rep commission payouts with base pay, bonuses, draws, quotas, splits, and tiers.
• Freelance Rate Card Template Build a client-ready freelance rate card with services, packages, scope notes, and reusable pricing language.
• Client Onboarding Checklist Build a reusable freelance client onboarding checklist with project details, access requests, kickoff tasks, progress tracking, and copyable or printable handoff output. Free, no signup.
• Statement of Work Builder Build a client-ready statement of work with scope, deliverables, milestones, payment schedule, completeness checks, and copyable or printable export.
• Change Order Builder Build a project change order with typed scope lines, cost and schedule impact, approval fields, audit checks, and copyable or printable export.
• Project Status Report Builder Build a weekly project status report with RAG health, milestones, risks, budget variance, decisions, audit checks, and TXT/CSV/print export.
• Vendor Scorecard Builder Build a weighted vendor scorecard to compare suppliers on quality, delivery, price, and support, with ranking, audit flags, and CSV or print export.
• Purchase Order Builder Build a buyer-side purchase order with vendor details, bill-to and ship-to addresses, line items, tax, freight, need-by dates, completeness audit, and TXT or CSV export.
• RFQ Builder Build an RFQ packet, invite vendors, capture quote responses, compare landed totals and lead times, rank suppliers, and export a reusable quote comparison.
• Work Order Builder Build a job work order with customer and site details, labor and materials lines, priority and status, authorization, audit checks, and TXT or CSV export.
• Bill of Materials Builder Build a multi-level bill of materials with part numbers, quantities, unit costs, scrap uplift, vendor lead times, completeness audit, and TXT or CSV export.
• RMA Form Builder Authorize product returns, set item condition and disposition, calculate restocking fees and credit due, track warranty windows, run audit, and export CSV/TXT/print.
• Job Estimate Builder Build a customer-ready contractor job estimate with labor, materials, markup, tax, deposit, validity dates, alternate scenario, audit checks, and CSV or print export.
• Daily Construction Report Builder Build a free daily construction report with weather, crew hours, work performed, materials, equipment, delays, safety notes, audit checks, and CSV or print export.
• Equipment Maintenance Log Builder Build a free equipment maintenance log with asset register, service history, next-due dates, overdue board, cost totals, audit checks, and CSV or print export.
• Employee Offboarding Checklist Builder Build a free employee offboarding checklist with multi-owner exit tasks, asset returns, access revocation, knowledge transfer, final-pay checks, audit, and CSV or print export. No signup.
• Employee Onboarding Checklist Builder Build a free employee onboarding checklist with multi-phase hire tasks, equipment provisioning, access grants, training, paperwork checks, audit, and CSV or print export. No signup.
• Bid Tabulation Sheet Builder Build a free bid tabulation sheet with multi-bidder line pricing, responsive bid checks, lowest-bid ranking, spread analysis, audit flags, and CSV or print export. No signup.
• Submittal Log Builder Build a free construction submittal log with spec sections, shop drawings, status tracking, overdue board, review-cycle days, audit checks, and CSV or print export. No signup.
• CAPA Form Builder Build a free corrective action (CAPA) form with problem statement, containment, 5-why root cause, corrective and preventive actions, effectiveness checks, audit flags, and CSV or print export. No signup.
• NCR Form Builder Build a free non-conformance report (NCR) with product/lot traceability, risk level, disposition codes, containment, action owners, verification, CAPA link, audit flags, and CSV or print export. No signup.
• Complaint Resolution Tracker Build a free customer complaint resolution tracker with severity and SLA clocks, investigation notes, remedy disposition, multi-owner actions, follow-up log, NCR/CAPA link, audit, and CSV or print export. No signup.