Terms of use

Last updated: August 13, 2026

Useful Business Tools is a free library of calculators, checklists, and document builders. By using the site you agree to these terms.

What the tools are

Results are estimates for planning and communication. They are not legal, tax, accounting, payroll, or financial advice. Confirm figures against your contracts, counsel, and books before you charge a fee, send a document, or make a hiring decision.

No account

You do not need an account. Work you leave in the browser stays on your device if a tool uses local storage. We do not promise cloud backup.

Acceptable use

Use the tools for ordinary business work. Do not abuse the site, scrape it in a way that harms availability, or present our pages as your own product.

Availability

The site is provided as-is. Tools can change, and pages can go offline for maintenance. We are not liable for decisions you make from an estimate on this site.

Questions: privacy@usefulbusinesstools.com.